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Post Options Post Options   Thanks (0) Thanks(0)     Back to Top Direct Link To This Post Posted: May/23/2008 at 15:46
rkingston View Drop Down
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Anyone carry firearms insurance? Which companies and policies are best? I recently changed my homeowners insurance and found out there is a $500 dollar limit on firearms. I wouldn't say I own an aresenal or anything but if I had to replace what I have, optics and all, it would be around the 20K mark. Didn't think I had that much but I recently inherited some family guns. I bet most people would be surprised at what their collection is worth when you start counting and looking at replacement value. Thanks.
RK
Post Options Post Options   Thanks (0) Thanks(0)     Back to Top Direct Link To This Post Posted: May/23/2008 at 16:56
Rancid Coolaid View Drop Down
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Yea, USAA will insure with an add-on policy.

Definitely insure.  And buy a good gun safe.

Till then,

In Houston, huh? Where do you live, what is your address, when do you work, do you have an alarm or dog, where do you currently keep your $20k worth of guns, is there an extra key under the flower pot or back door mat, do you live alone, where is your breaker box, are your guns packed and ready to move fast???


Edited by Rancid Coolaid - May/23/2008 at 16:56
Post Options Post Options   Thanks (0) Thanks(0)     Back to Top Direct Link To This Post Posted: May/23/2008 at 17:32
rkingston View Drop Down
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All good questions. None of which I want to answer. I've had a good fire-proof safe for several years now. Just looking for some additional protection once I noticed the 500 dollar limit on the homeowners policy. You never know what can happen living in the land of hurricanes. I'll definitely check into the USAA.
Post Options Post Options   Thanks (0) Thanks(0)     Back to Top Direct Link To This Post Posted: May/23/2008 at 20:25
Sgt. D View Drop Down
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Originally posted by Rancid Coolaid Rancid Coolaid wrote:

Yea, USAA will insure with an add-on policy.

Definitely insure.  And buy a good gun safe.

Till then,

In Houston, huh? Where do you live, what is your address, when do you work, do you have an alarm or dog, where do you currently keep your $20k worth of guns, is there an extra key under the flower pot or back door mat, do you live alone, where is your breaker box, are your guns packed and ready to move fast???
 
 
You forgot to ask were the key to his 68 Stingray was, Don't under estimate a subtle approach! Cool
Post Options Post Options   Thanks (0) Thanks(0)     Back to Top Direct Link To This Post Posted: May/25/2008 at 15:33
Dolphin View Drop Down
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I am getting ready to build a house within the next year.  I am going to build a hidden gun room with a safe door.  But, making sure you have full replacement insurance in case of a fire, tornado or a hurricane seems real important, especially here in NC.  I need to call my insurance carrier.  

Edited by Dolphin - May/25/2008 at 15:34
Post Options Post Options   Thanks (0) Thanks(0)     Back to Top Direct Link To This Post Posted: May/25/2008 at 19:06
Sgt. D View Drop Down
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Originally posted by Dolphin Dolphin wrote:

I am getting ready to build a house within the next year.  I am going to build a hidden gun room with a safe door.  But, making sure you have full replacement insurance in case of a fire, tornado or a hurricane seems real important, especially here in NC.  I need to call my insurance carrier.  
 
 
 
Many years ago a friend/customer built the house they are still in today. He asked us to design and construct a vault in his basement garage. It was 10x14 with 8in. concrete block walls filled with steel reinforced concrete and a vented 10in. thick reinforced top. He ordered a 4x7 double lock vault door that weighted just under 700lbs. The hing and locking jamb set was a two piece system that bolted together. It was a very impressive setup. I don't know how secure it was so far as someone beating the lock combination, but I am confident that that house could burn completely or be blown away by a tornado and the vault contents would be safe. He had to build something that big because his collection was incredible and valued well over 100K. Relitively speaking a well built vault is not all that expensive depending on how much you choose to spend on the door. I haven't priced any doors in many years but I expect an adiquate double lock similar to his would run about 16 to 2400.00 depending on how far you go with the inner workings. You can spend over 30K if it suits you.  Shocked
Congradulations on your upcomming build Dolphin. I hope that all goes in your favor.
Post Options Post Options   Thanks (0) Thanks(0)     Back to Top Direct Link To This Post Posted: May/25/2008 at 19:25
Duce View Drop Down
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It is and add on with almost all companies as is flood or even water damage from a sump pump failure. I added on with farm Bureau
Duce Smile
Post Options Post Options   Thanks (0) Thanks(0)     Back to Top Direct Link To This Post Posted: May/27/2008 at 01:30
Urimaginaryfrnd View Drop Down
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Do you think they will insure the claymores attached to the safe?Naughty
Post Options Post Options   Thanks (0) Thanks(0)     Back to Top Direct Link To This Post Posted: May/27/2008 at 06:34
RifleDude View Drop Down
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Originally posted by Sgt. D Sgt. D wrote:

You forgot to ask were the key to his 68 Stingray was, Don't under estimate a subtle approach! Cool
 
I've noticed that subtlety is one of Rancid's defining traits!Wink
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